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The insurance companies will do everything they can to avoid paying you the money that you need. That is how they stay in business. They use a variety of tactics to accomplish this. They may offer you a sum that is far below what you should receive. They may try to deny your claim outright, or they may delay the process until they have worn you down.

Too many people accept far less than they should receive, fearing that if they do not take the first offer they will get nothing. In most cases, once you take that offer you can no longer pursue further compensation, even if you deserve it.

 

 

 Types of Back Injuries

There are several different categories of back injuries, including:

Bulging and ruptured disks: Your lumbar spine consists of five vertebrae (L1 – L5). Between each vertebra is a disk that might be imagined as a jelly donut with a fibrous material surrounding a gel-like center. If your lower back sustains trauma, this can cause your fibrous material to bulge. In extreme circumstances, your bulging disk may rupture, allowing the gel-like substance to leak out. The symptoms of a bulging or ruptured disk are shooting pain or numbness into the buttocks, legs, and/or feet. Treatment can include rest, physical therapy, chiropractic sessions, injections, and surgery.

Fractured vertebrae: A fractured vertebra occurs when there is a break in one or more of the five lumbar vertebrae. There are several different places and types of fractures. Your lumbar vertebrae may break in the front (anterior) or back (posterior) as a result of motor vehicle accidents or falls. Compression fractures occur in the front while the back of your lumbar remains intact. Rotational forces cause transverse process fractures, and a flexion fracture arises when your lumbar is pulled apart. 

Lumbar ligament sprains: This injury is the result of the unnatural stretching and tearing of your lumbar ligament, the band of tissue connecting two lumbar discs

Verdict against a municipality in federal court for police brutality, when seven police officers assaulted an apartment building custodian

Auto accident where a truck crossed over a median strip, striking the client's vehicle and causing his death

Verdict against an obstetrician for causing Erb's Palsy in a newborn, due to performing a vaginal delivery when a cesarean section would have been recommended.

Verdict against an internist for failure to diagnose a Subarachnoid Hemorrhage, causing the death of a mother with two minor children