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    The insurance companies will do everything they can to avoid paying you the money that you need. That is how they stay in business. They use a variety of tactics to accomplish this. They may offer you a sum that is far below what you should receive. They may try to deny your claim outright, or they may delay the process until they have worn you down.Too many people accept far less than they should receive, fearing that if they do not take the first offer they will get nothing. In most cases, once you take that offer you can no longer pursue further compensation, even if you deserve it.Even if you do not plan to sue, you immediately gain an advantage by letting your insurance company know that you are working with an attorney. Never sign anything without showing it to an attorney first.

 

 

 Types of Back Injuries

There are several different categories of back injuries, including:

Bulging and ruptured disks: Your lumbar spine consists of five vertebrae (L1 – L5). Between each vertebra is a disk that might be imagined as a jelly donut with a fibrous material surrounding a gel-like center. If your lower back sustains trauma, this can cause your fibrous material to bulge. In extreme circumstances, your bulging disk may rupture, allowing the gel-like substance to leak out. The symptoms of a bulging or ruptured disk are shooting pain or numbness into the buttocks, legs, and/or feet. Treatment can include rest, physical therapy, chiropractic sessions, injections, and surgery.

Fractured vertebrae: A fractured vertebra occurs when there is a break in one or more of the five lumbar vertebrae. There are several different places and types of fractures. Your lumbar vertebrae may break in the front (anterior) or back (posterior) as a result of motor vehicle accidents or falls. Compression fractures occur in the front while the back of your lumbar remains intact. Rotational forces cause transverse process fractures, and a flexion fracture arises when your lumbar is pulled apart. 

Lumbar ligament sprains: This injury is the result of the unnatural stretching and tearing of your lumbar ligament, the band of tissue connecting two lumbar discs

There are several types of spinal cord injuries:

  

Complete spinal cord injury: This type of injury equally impacts both sides of your body. A complete spinal cord injury means that you will not have any voluntary movement or physical sensation below the point of your injury.
Incomplete spinal cord injury: This type of injury does not always affect both sides of your body equally. When an incomplete spinal cord injury occurs, you will often experience some movement or sensation below the point of injury.
     If a small amount of tissue is damaged, it may be possible to achieve a complete recovery. However, severe incomplete and complete spinal cord injuries may result in paraplegia or quadriplegia. Paraplegia is the loss of movement and sensation from your waist down. Quadriplegia is the paralysis of your arms and legs, which typically occurs from your shoulders down.